Three-month cash flow
Forecast cash balances and spot a funding gap before it arrives.
Business planning · Reviewed 7 October 2026Your inputs
Use your business figures in AUD and the tax basis described below.
How to prepare your inputs
Use figures from your own job records, supplier invoices and business budget. Keep GST treatment consistent across inputs.
How this calculation works
Closing balance = opening balance + receipts − payments. Each closing balance becomes the next opening balance.
$10,000 opening cash + $15,000 received − $12,000 paid = $13,000 closing cash.
Assumptions & exclusions
Enter cash when it is received or paid, including tax payments where applicable. This is a cash forecast, not profit or a tax calculation.
Your next step
Review pricing and cash-flow assumptions against actual completed jobs and seek advice on tax and employment treatment.
Further reading
- Australian Government business planning
These resources provide background information. Confirm current product specifications and project requirements with your supplier or trade professional.
What if my shape or product is different?
Use dimensions and product data that match the stated method. For complex work, calculate separate sections or obtain a project-specific take-off. Do not apply simple geometry to structural or compliance decisions.
Why are quantities rounded up?
Whole bags, packs, sheets or cartridges round up to purchasable units. Decimal area or volume results are planning figures; confirm order increments with the supplier.
Are my entries saved?
No. Entries remain in the current browser page and clear on reload. Printing can save your results and inputs as a PDF on your device.
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