Employee cost budget
Budget wages, super contributions and your other employment costs.
Business planning · Reviewed 7 October 2026Your inputs
Use your business figures in AUD and the tax basis described below.
How to prepare your inputs
Use figures from your own job records, supplier invoices and business budget. Keep GST treatment consistent across inputs.
How this calculation works
Annual cost = wages + eligible earnings × super rate + other costs. Monthly budget = annual cost ÷ 12.
$80,000 wages, $80,000 eligible earnings at 12%, plus $5,000 gives $94,600/year.
Assumptions & exclusions
Planning estimate only. Super defaults to 12%, checked 7 October 2026. Eligibility, contribution limits, awards, leave, payroll tax and timing are not assessed. Paid leave already included in annual wages must not be counted twice.
Your next step
Review pricing and cash-flow assumptions against actual completed jobs and seek advice on tax and employment treatment.
Further reading
- ATO guidance
These resources provide background information. Confirm current product specifications and project requirements with your supplier or trade professional.
What if my shape or product is different?
Use dimensions and product data that match the stated method. For complex work, calculate separate sections or obtain a project-specific take-off. Do not apply simple geometry to structural or compliance decisions.
Why are quantities rounded up?
Whole bags, packs, sheets or cartridges round up to purchasable units. Decimal area or volume results are planning figures; confirm order increments with the supplier.
Are my entries saved?
No. Entries remain in the current browser page and clear on reload. Printing can save your results and inputs as a PDF on your device.
Keep planning
Charge-out rate
Turn annual income, overheads and billable time into an hourly target.
Open calculator Trade businessJob profit margin
See profit, margin and markup without mixing up the percentages.
Open calculator Trade businessMaterials markup
Price materials with a markup and see the resulting gross margin.
Open calculator